You can buy a property with the intention to make it your home, and home loans can also be acquired for investments in the real estate. Real estate market provides a higher rate of return; however, it requires a high down payment and a long period of commitment. You can avail investor-home loan facility even as a non-resident in Australia at a higher interest rate. In a stable economy like Australia, your investment will be safer and securer than other parts of the world.
We also provide Self-Managed Superannuation Fund (SMSF) loans. SMSF uses the loan for the acquisition of investment property. Our expertise and experiences enable exceptional returns on the investment in the form of capital gains as well as rental income. These earnings are funnelled back to SMSF resulting in savings and profits. Most lenders restrict the loan up to 75 to 80% of the property value. SMSF Lite Doc Loan is beneficial when SMSF balance is not sufficient for your borrowing needs. In this facility, we use alternative income evidence so that lenders could approve the application.
If you are a foreign national, temporary resident, or an Australian expat, you can still get a home or investment property loan in Australia at a higher interest rate. Our mortgage advisors provide financial assistance as well as consultancy to foreign property buyers and investors. As a foreign investor, your borrowing capacity expands if you have a higher borrowing level or are married to an Australian citizen. We have a proven track record in this area of the loan facility, and we have assisted a significant number of overseas buyers.